Lori Brown | EVP, Chief Legal Officer, General Counsel & Corporate Secretary |
Douglas Dirks | President, CEO & Director |
Michael Paquette | EVP & CFO |
Stephen Festa | EVP & COO |
Mark Hughes | Truist Securities |
Bob Farnam | Boenning and Scattergood |
Good day, ladies and gentlemen, and thank you for standing by. Welcome to the Third Quarter 2020 Employers Holdings, Inc. Earnings Conference Call. [Operator Instructions]. At this time, I would like to turn the conference over to Ms.