Tim Willi | Senior Vice President and Investor Relations |
George Gresham | Director, Chief Executive Officer and President |
Jess Unruh | Chief Financial Officer |
Bob Napoli | William Blair |
Andrew Schmidt | Citi |
Ramsey Assal | Barclays |
John Hecht | Jefferies |
Good day and welcome to the Green Dot Third Quarter 2022 Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Mr. Tim Willi, Senior Vice President and Investor Relations and Corporate Development.