Robert Peed | executive |
Bennett Martz | executive |
Charles Peters | analyst |
William Dezellem | analyst |
Hello, and welcome to the American Coastal Insurance Corporation's 2023 Fourth Quarter and Full Year Earnings Conference Call and Webcast. [Operator Instructions] As a reminder, this conference is being recorded.
It's now my pleasure to turn the call over to Karin Daly, Vice President of the Equity Group and American Coastal's Investor Relations representative. Please go ahead, Karin.
Thank you, Kevin, and good afternoon, everyone.