Mike Milotich | Visa, Inc. |
Alfred F. Kelly, Jr. | Visa, Inc. |
Vasant M. Prabhu | Visa, Inc. |
Sanjay Sakhrani | Keefe, Bruyette & Woods, Inc. |
Harshita Rawat | Sanford C. Bernstein & Co. LLC |
Bryan C. Keane | Deutsche Bank Securities, Inc. |
Daniel R. Perlin | RBC Capital Markets LLC |
Tien-Tsin Huang | J.P. Morgan |
Lisa Dejong Ellis | MoffettNathanson LLC |
David J. Koning | Robert W. Baird & Co., Inc. |
Darrin Peller | Wolfe Research LLC |
James Schneider | Goldman Sachs & Co. LLC |
James E. Faucette | Morgan Stanley & Co. LLC |
Welcome to the Visa's Fiscal Third Quarter 2018 Earnings Conference Call. All participants are in a listen-only mode until the question-and-answer session. Today's conference is being recorded.
If you have any objections, you may disconnect at this time. I would now like to turn the conference over to your host, Mr.