Jennifer Como | executive |
Ryan McInerney | executive |
Christopher Suh | executive |
Sanjay Sakhrani | analyst |
Timothy Chiodo | analyst |
Craig Maurer | analyst |
Bryan Bergin | analyst |
William Nance | analyst |
Moshe Katri | analyst |
Cristopher Kennedy | analyst |
Daniel Perlin | analyst |
Tien-Tsin Huang | analyst |
Trevor Williams | analyst |
Harshita Rawat | analyst |
Ramsey El-Assal | analyst |
James Friedman | analyst |
Andrew Schmidt | analyst |
Jason Kupferberg | analyst |
Kenneth Suchoski | analyst |
Paul Golding | analyst |
Welcome to Visa's Fiscal Second Quarter 2024 Earnings Conference Call. [Operator Instructions] Today's conference is being recorded. [Operator Instructions] I would now like to turn the call over to your host, Ms. Jennifer Como, Senior Vice President and Global Head of Investor Relations. Ms.