Mike Milotich | SVP, IR |
Al Kelly | Chairman and CEO |
Vasant Prabhu | Vice Chairman and CFO |
James Faucette | Morgan Stanley |
Tien-Tsin Huang | JPMorgan |
Don Fandetti | Wells Fargo |
Lisa Ellis | MoffettNathanson |
Chris Brendler | Seaport Global |
Darrin Peller | Wolfe Research |
Bryan Keane | Deutsche Bank |
Harshita Rawat | Bernstein |
Ashwin Shirvaikar | Citibank |
Welcome to Visa's Fiscal First Quarter 2021 Earnings Conference Call. All participants are in a listen-only mode until the questions-and-answer session. Today's conference is being recorded.
If you have any objections, you may disconnect at this time. I would now like to turn the conference over to your host, Mr.