Ilya Vercammen | IR |
Johan Thijs | Group CEO, MD & Executive Director |
Luc Popelier | CFO & Executive Director |
Benoit Petrarque | Kepler Cheuvreux |
Giulia Miotto | Morgan Stanley |
Kirishanthan Vijayarajah | HSBC |
Flora Bocahut | Jefferies |
Tarik El Mejjad | Bank of America Merrill Lynch |
Raul Sinha | JPMorgan Chase & Co. |
Robin van den Broek | Mediobanca |
Farquhar Murray | Autonomous Research |
Omar Fall | Barclays Bank |
Guillaume Tiberghien | BNP Paribas Exane |
Good day, everyone, and welcome to the KBC Group Earnings Release Q1 2022 Conference hosted by Ilya Vercammen. [Operator Instructions]. I would like to advise everyone this call will be recorded. And now it's my pleasure to hand the call over to Ilya Vercammen. Please proceed.