you, Mr. and you, Thank thank Hu, Oasis.
Let me you through just results for our walk XXXX.
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frequently If productivity ratio, that is system X.Xx it Agents you operating from than our use who the not look system. XX.X%. at to who use do XX.X% decreased our those higher have expense
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business we will side, technology number confident milestones the On in with technology that we're a actively and insurers [indiscernible] engaging our of are have XXXX.
the annual and insurance XX, requirement implementation intermediary of for predictions regarding industry, Looking extent ahead, surrounding are intermediary targets. opportunities. for especially our to channel, the of to of precise channel a unable specific fees reported the the we timing will challenges make and independent the the series the significant consistency and actual uncertainties Due face independent performance in in
to what opportunities also our However, development anticipated platform. can the short-term change for whilst pains, you that regulatory of the lead is may be open important bring
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our overseas and in three, to our supplementing bring our will out travel.
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of Macau number by integration. Singapore. and And set insurers we will achieve up We and opportunities horizontal a have to vertical lastly, operations pursue in been to invited M&A
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This back capacity my outside to and to you.