Shirong Qiu | executive |
Yinan Hu | executive |
Lincoln Benet | executive |
Yuyu Zhang | analyst |
Lichong Liu | executive |
Thank you for standing by for Fanhua's Fourth Quarter and Fiscal Year 2023 Earnings Conference Call. [Operator Instructions] After management's prepared remarks, there will be a question-and-answer session. [Operator Instructions] For your information, this conference call is now being broadcasted live over the Internet. Webcast replay will be available within 3 hours after the conference is finished. Please visit Fanhua's IR website at ir.fanhgroup.com, under the Events and Webcast section.