Richard Putnam | Investor Relations |
Jon Kessler | President and Chief Executive Officer |
Steve Neeleman | Founder, Vice Chairman |
Darcy Mott | Vice President and Chief Financial Officer |
Lisa Gill | JPMorgan |
Greg Peters | Raymond James |
Sandy Draper | SunTrust Robinson Humphrey |
Mark Marcon | R.W. Baird |
Donald Hooker | KeyBanc Capital Markets |
Mohan Naidu | Oppenheimer |
Steven Wardell | Chardan Capital Markets |
Good day, everyone. And welcome to HealthEquity's Third Quarter of Fiscal 2018 Earnings Conference Call. Please note that this event is being recorded. I would now like to turn the conference over to Richard Putnam, Investor Relations. Go ahead, Mr.