Richard Putnam | executive |
Jon Kessler | executive |
James Lucania | executive |
George Hill | analyst |
Stanislav Berenshteyn | analyst |
Glen Santangelo | analyst |
Greg Peters | analyst |
Sean Dodge | analyst |
Allen Lutz | analyst |
Stephanie Davis | analyst |
David Larsen | analyst |
Mark Marcon | analyst |
Jack Wallace | analyst |
Hello, and welcome to the HealthEquity Fourth Quarter 2024 Earnings Conference Call. [Operator Instructions].
As a reminder, this conference is being recorded. I would now like to hand the call to Richard Putnam. Please go ahead.