Richard Putnam | IR |
Jon Kessler | President and CEO |
Steve Neeleman | Vice Chairman and Founder |
Darcy Mott | EVP and CFO |
Jamie Stockton | Wells Fargo |
Anne Samuel | JPMorgan |
Donald Hooker | KeyBanc |
Mohan Naidu | Oppenheimer |
Steve Halper | Cantor Fitzgerald |
Sandy Draper | SunTrust |
Mark Marcon | RW Baird |
Steve Wardell | Chardan |
Welcome to HealthEquity's Fourth Quarter and Fiscal Year End 2018 Earnings Conference Call. Please note that this event is being recorded. I would now like to turn the conference over to Richard Putnam, Investor Relations. Go ahead, Mr. Putnam.