Jon Kessler | President and CEO |
Steve Neeleman | Founder and Vice Chair |
Darcy Mott | EVP and CFO |
Ted Bloomberg | EVP and COO |
Richard Putnam | VP of IR |
Anne Samuel | JPMorgan |
Jamie Stockton | Wells Fargo |
Donald Hooker | KeyBanc Capital Markets |
Greg Peters | Raymond James |
Stephanie Demko | Citi |
Sandy Draper | SunTrust Robinson Humphrey |
Mark Marcon | Robert W. Baird |
Allen Lutz | Bank of America Merrill Lynch |
Welcome to HealthEquity's Second Quarter of Fiscal 2020 Earnings Call. Please note that this event is being recorded.
Go ahead, Mr. Putnam.
Thank you, Carmen.