Philip Stefano | executive |
Mark Casale | executive |
David Weinstock | executive |
Terry Ma | analyst |
Douglas Harter | analyst |
Soham Bhonsle | analyst |
Melissa Wedel | analyst |
Mihir Bhatia | analyst |
Christopher Curran | executive |
Bose George | analyst |
Thank you for standing by, and welcome to the Essent Group Ltd.
First Quarter 2024 Earnings Conference Call. [Operator Instructions] Thank you. I'd now like to turn the call over to Phil Stefano, Investor Relations.
You may begin.