Gary Fleming | EVP & Chief Risk Officer |
Douglas Williams | President, CEO & Director |
Patrick Oakes | EVP, Secretary, Treasurer & CFO |
Brady Gailey | KBW |
Stephen Scouten | Sandler O'Neill + Partners |
Jennifer Demba | SunTrust Robinson Humphrey |
Steven Comery | G. Research |
Nancy Bush | NAB Research |
Christopher Marinac | FIG Partners |
Good day. My name is Imani, and welcome to the Second Quarter 2018 Earnings Conference Call. I will be facilitating the audio portion of today's interactive broadcast. This event also features streaming audio, which allows you to listen to the show through your PC speakers. [Operator Instructions].