Justin Long | General Counsel |
Robert Franklin | Chairman, President & Chief Executive Officer |
Ted Pigott | Chief Financial Officer |
Joe West | Chief Credit Officer |
Graham Dick | Piper Sandler |
Will Jones | KBW |
Ladies and gentlemen, thank you for standing by. And welcome to the CBTX Fourth Quarter 2020 Earnings Conference Call. At this time all participant lines are in listen only mode. After the speaker's presentation, there'll be a question and answer session. [Operator Instructions].