Courtney Theriot | executive |
Robert Franklin | executive |
Paul Egge | executive |
David Feaster | analyst |
Ramon Vitulli | executive |
Joe F. West | executive |
Matt Olney | analyst |
John Rodis | analyst |
Ladies and gentlemen, thank you for standing by, and welcome to the Stellar Bancorp, Inc.
First Quarter 2024 Earnings Call. [Operator Instructions] I will now hand today's call over to Courtney Theriot, Chief Accounting Officer. Please go ahead.
Good morning.