Courtney Theriot | executive |
Robert Franklin | executive |
Paul Egge | executive |
Eric Spector | analyst |
Ramon Vitulli | executive |
William Jones | analyst |
Graham Dick | analyst |
John Rodis | analyst |
Matt Olney | analyst |
Good day and thank you for standing by. Welcome to the Stellar Bancorp Inc. Reports Third Quarter 2023 Results Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded.I would now like to hand the conference over to your speaker today, Courtney Theriot, Chief Accounting Officer.
Thank you, operator.