Kathryn Kieser | Executive Vice President of Investor Relations |
Glenn Williams | Chief Executive Officer |
Alison Rand | Executive Vice President and Chief Financial Officer |
Ryan Kruger | Keefe, Bruyette, & Woods, Inc |
Jeffery Smith | Cowen Inc. |
Mark Hughes | SunTrust Robinson Humphrey |
Daniel Bergman | Citigroup |
Good morning and welcome to the Primerica's Second Quarter 2018 Results Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation there will be an opportunity to ask questions. Please note, today's event is being recorded. At this time, I would like to welcome everyone to the Primerica Incorporated Q2 2018 Earnings Results Conference Call.