Nicole Russell | executive |
Glenn Williams | executive |
Tracy Tan | executive |
Mark Hughes | analyst |
Ryan Krueger | analyst |
Wilma Jackson Burdis | analyst |
Ian Ryave | analyst |
Greetings. Welcome to Primerica's Fourth Quarter 2023 Earnings Call. [Operator Instructions] Please note this conference is being recorded.
At this time, I'll now turn the conference over to Nicole Russell, Senior Vice President, Investor Relations.