Nicole Russell | executive |
Glenn Williams | executive |
Tracy Tan | executive |
Alison Rand | executive |
Ryan Krueger | analyst |
Jeffrey Schmitt | analyst |
Suneet Kamath | analyst |
Maxwell Fritscher | analyst |
Greetings, and welcome to the Primerica's Third Quarter 2023 Earnings Webcast. [Operator Instructions] And as a reminder, this conference is being recorded.
It is now my pleasure to introduce to you, Nicole Russell, Head of Investor Relations. Thank you, Nicole.
You may begin.