Li Yu | Chairman and Chief Executive Officer |
Jeff Haas | Financial Profiles |
Edward Czajka | Chief Financial Officer |
Wellington Chen | President and Chief Operating Officer |
Nick Pi | Chief Credit Officer |
Johnny Hsu | Deputy Chief Operating Officer |
Matthew Clark | Piper Sandler |
Gary Tenner | D.A. Davidson |
Steve Moss | B. Riley |
Andrew Terrell | Stephens Inc. |
David Feaster | Raymond James |
Hello, and welcome to the Preferred Bank Fourth Quarter and Full-Year 2021 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions]. After today's presentation, there will be an opportunity to ask questions. [Operator Instructions].