Li Yu | executive |
Matthew Clark | analyst |
Edward Czajka | executive |
Andrew Terrell | analyst |
Gary Tenner | analyst |
Wellington Chen | executive |
Johnny Hsu | executive |
David Feaster | analyst |
Nick Pi | executive |
Good day, and welcome to the Preferred Bank Third Quarter 2024 Earnings Conference Call. [Operator Instructions]. Please note, this event is being recorded. I would now like to turn the conference over to Jeff Haas of Financial Profiles. Please go ahead.