Jeffrey Haas | Investor Relations, Financial Profiles, Inc. |
Li Yu | Chairman and Chief Executive Officer |
Edward Czajka | Chief Financial Officer |
Wellington Chen | President and Chief Operating Officer |
Nick Pi | Chief Credit Officer |
Gary Tenner | D.A. Davidson |
Andrew Terrell | Stephens |
Adam Butler | Piper Sandler |
Tim Coffey | Janney |
Eric Specter | Raymond James |
Good afternoon and welcome to the Preferred Bank Third Quarter 2022 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please also note, today’s event is being recorded. At this time, I would like to turn the floor over to Jeffrey Haas of Financial Profiles.