Luis Carlos Sarmiento Gutiérrez | President and CEO |
Diego Fernando Solano Saravia | CFO |
Jason Mollin | Scotiabank |
Gabriel Nobrega | Citigroup |
Yuri Fernandes | J.P. Morgan |
Andres Soto | Santander |
Nicolas Riva | Bank of America Merrill Lynch |
Sebastian Gallego | Credicorp Capital |
Carlos Gomez | HSBC |
Piedad Alessandri | CrediCorp Capital |
Julián Ausique | Davivienda Corredores |
Brian Flores | Citibank |
Welcome to Grupo Aval's Third Quarter 2020 Consolidated Results Conference Call. My name is Silvia. I'm going to be your Operator for today’s call. Grupo Aval Acciones y Valores S.A., Grupo Aval, is an issuer of securities in Colombia and in the United States.
As such, it is subject to compliance with securities regulation in Colombia and applicable U.S.