Luis Carlos Sarmiento Gutierrez | Chief Executive Officer |
Diego Fernando Solano Saravia | Chief Financial Officer |
Nicolas Riva | Bank of America |
Yuri Fernandes | JPMorgan |
Julian Ausique | Davivienda |
José Cuenca | Citigroup |
Daniel Mora | Credicorp Capital |
Welcome to the Third Quarter 2022 Consolidated Results under IFRS Conference Call. My name is Richard and I will be your operator for today's call. Grupo Aval Acciones y Valores S.A., Grupo Aval is an issuer of securities in Colombia and in the United States SEC.
As such, it is subject to compliance with securities regulation in Colombia and applicable US Securities Regulation. Grupo Aval is also subject to the inspection and supervision of the superintendency of finance at holding company of the Aval Financial conglomerate.