Andrew Ahlborn | CFO & Secretary |
Thomas Capasse | Chairman & CEO |
Adam Zausmer | Head, Credit |
Crispin Love | Piper Sandler & Co. |
Christopher Nolan | Ladenburg Thalmann & Co. |
Michael Smyth | B. Riley Securities, Inc. |
Jade Rahmani | KBW |
Thank you for standing by. This is the conference operator. Welcome to the Ready Capital Corporation Third Quarter 2020 Earnings Conference Call. [Operator Instructions]. I would now like to turn the conference over to Andrew Ahlborn, Chief Financial Officer.