Andrew Ahlborn | Chief Financial Officer |
Tom Capasse | Chairman & Chief Executive Officer |
Adam Zausmer | Chief Credit Officer |
Crispin Love | Piper Sandler |
Steve DeLaney | JMP Securities |
Jade Rahmani | KBW |
Timothy Hayes | BTIG |
Christopher Nolan | Ladenburg Thalmann |
0:05 Greetings, and welcome to Ready Capital Corporation’s Fourth Quarter 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded. 0:31 I would now like to turn the conference over to your host, Andrew Ahlborn, Chief Financial Officer.