Vincent Caintic | Stephens |
John Rowan | Janney |
David Scharf | JMP |
John Hecht | Jefferies |
Good afternoon, everyone, and welcome to the Enova International Second Quarter 2020 Earnings Conference Call. [Operator Instructions] Please also note, today's even is being recorded. And at this time I'd like to turn the conference call over to Monica Gould, Investor Relations for Enova. Ma'am, please go ahead.
Thank you, operator, and good afternoon, everyone.