Lindsay Savarese | executive |
David Fisher | executive |
Steven Cunningham | executive |
David Scharf | analyst |
Moshe Orenbuch | analyst |
John Rowan | analyst |
Alexander Villalobos-Morsink | analyst |
Good afternoon, and welcome to the Enova International Fourth Quarter 2023 Earnings Conference Call. [Operator Instructions]After today's presentation, there will be an opportunity to ask questions. [Operator Instructions]Please note this event is being recorded.I would now like to turn the conference over to Lindsay Savarese, Investor Relations for Enova. Please go ahead.
Thank you, operator, and good afternoon everyone.