Cassidy Fuller | Investor Relations, The Blueshirt Group |
David Fisher | Chief Executive Officer |
Steven Cunningham | Chief Financial Officer |
David Scharf | JMP Securities |
Vincent Caintic | Stephens Inc. |
John Hecht | Jefferies LLC |
John Rowan | Janney Montgomery Scott LLC |
Good day, and welcome to the Enova International First Quarter 2022 Earnings Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note that this event is being recorded. I would now like to turn the conference over to Cassidy Fuller, Investor Relations.