Lindsay Savarese | Investor Relations |
David Fisher | Chief Executive Officer |
Steven Cunningham | Chief Financial Officer |
David Scharf | JMP |
John Hecht | Jefferies |
John Rowan | Janney |
Vincent Caintic | Stephens |
Good day and welcome to the Enova International Fourth Quarter and Full Year 2022 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded.
I would now like to turn the conference over to Lindsay Savarese, Director of Investor Relations for Enova. Please go ahead.
Thank you, operator and good afternoon, everyone.