Darin Arita | IR |
Rod Martin | Chairman and CEO |
Alain Karaoglan | COO |
Mike Smith | CFO |
Charlie Nelson | CEO, Retirement |
Christine Hurtsellers | CEO, Investment Management |
Carolyn Johnson | CEO, Annuities and Individual Life |
Suneet Kamath | Citi |
Humphrey Lee | Dowling & Partners |
Ryan Krueger | KBW |
Tom Gallagher | Evercore ISI |
Josh Shanker | Deutsche Bank |
Sean Dargan | Wells Fargo Securities |
Erik Bass | Autonomous Research |
Good morning, and welcome to the Voya Financial Fourth Quarter and Full-Year 2017 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Darin Arita, Senior Vice President of Investor Relations. Please go ahead.