Michael Katz | executive |
Heather Lavallee | executive |
Donald Templin | executive |
John Barnidge | analyst |
Matthew Toms | executive |
Thomas Gallagher | analyst |
Rob Grubka | executive |
Ryan Krueger | analyst |
Jamminder Bhullar | analyst |
Suneet Kamath | analyst |
Elyse Greenspan | analyst |
Wilma Jackson Burdis | analyst |
Taylor Scott | analyst |
Michael Ward | analyst |
Good morning. Welcome to Voya Financial's Fourth Quarter 2023 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded.
I would now like to turn the call over to Mike Katz, EVP of Finance.