Dorian Hare | executive |
Raul Vazquez | executive |
Jonathan Coblentz | executive |
Richard Shane | analyst |
John Hecht | analyst |
Lance Jessurun | analyst |
Sanjay Sakhrani | analyst |
Hello, and welcome to the Oportun Financial Third Quarter 2023 Earnings Conference Call and Webcast [Operator Instructions].
As a reminder, this conference is being recorded.
It's now my pleasure to turn the call over to Dorian Hare, Investor Relations. Please go ahead.
Thanks, and hello, everyone.