Good Luke. you, Thank morning.
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Our reduction more credit an combined to transaction loss million, the charge-offs was should items million expense acquisition. credit reserves good were loans were underlying change XX.X loss quarter. the expense outlook XX.X total optimistic a out. of was basis for from million quarter, related which loan Aside specific $X.X of credit we million the aforementioned in point with points were onetime performance items TFS in net the from loss there in the and TFS Net drove The few a this X $X
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about adjustments on million based performance, comp Finally, expenses. to quarter $X fourth added incentive year-end
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