John Swenson | executive |
Bradley Shuster | executive |
Adam Pollitzer | executive |
Ravi Mallela | executive |
Mark Hughes | analyst |
Mihir Bhatia | analyst |
Soham Bhonsle | analyst |
Richard Shane | analyst |
Douglas Harter | analyst |
Scott Heleniak | analyst |
Good day, and welcome to the NMI Holdings First Quarter 2024 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Mr. John Swenson. Please go ahead.
Thank you.