Cornelia Miller | Vice President-Corporate Development and Investor Relations |
Mario Schlosser | Co-Founder and Chief Executive Officer |
Scott Blackley | Chief Financial Officer |
Kevin Fischbeck | Bank of America |
Gary Taylor | Cowen |
Jonathan Yong | Credit Suisse |
Michael Ha | Morgan Stanley |
Stephen Baxter | Wells Fargo |
Josh Raskin | Nephron |
Good afternoon. My name is Maria, and I’ll be your conference operator today. At this time, I would like to welcome everyone to Oscar Health’s Third Quarter 2021 Earnings Call. [Operator Instructions] I would now like to turn it over to Cornelia Miller, Vice President of Corporate Development and Investor Relations to begin the conference.
Thank you, Maria, and good afternoon, everyone.