Chris Potochar | executive |
Mark Bertolini | executive |
Richard Blackley | executive |
Stephen Baxter | analyst |
Jessica Tassan | analyst |
Joshua Raskin | analyst |
Adam Ron | analyst |
Olivia Miles | analyst |
Good morning, everyone. My name is Ellie, and I will be your conference operator for today. At this time, I would like to welcome everyone to the Oscar Health's Second Quarter 2024 Earnings Conference Call. Please note that this call is being recorded. [Operator Instructions] Thank you.