Cornelia Miller | Vice President of Corporate Development & Investor Relations |
Mario Schlosser | Co-Founder & Chief Executive Officer |
Scott Blackley | Chief Financial Officer |
Michael Hall | Morgan Stanley |
Stephen Baxter | Wells Fargo Securities |
Jonathan Yong | Credit Suisse |
Kevin Fischbeck | Bank of America |
Josh Raskin | Nephron Research |
Lindsay Golub | Goldman Sachs |
Good afternoon. My name is Christian and I will be your conference operator today. At this time, I would like to welcome everyone to Oscar Health 2022 Second Quarter Conference Call. All lines have been placed on you to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.