Cornelia Miller | Vice President, Corporate Development and Investor Relations |
Mario Schlosser | Co-Founder and Chief Executive Officer |
Scott Blackley | Chief Financial Officer |
Sid Sankaran | Interim Chief Financial Officer |
Connor Massari | Morgan Stanley |
Stephen Baxter | Wells Fargo |
Nathan Rich | Goldman Sachs |
Josh Raskin | Nephron Research |
Good afternoon. My name is Josh and I will be your conference operator today. At this time, I would like to welcome everyone to Oscar Health’s 2022 Third Quarter Conference Call. [Operator Instructions] Thank you. I would now like to turn it over to Cornelia Miller, Vice President of Corporate Development and Investor Relations, to begin the conference.