Peter Poillon | Head, IR |
Douglas Shulman | Chairman, President & CEO |
Micah Conrad | EVP & CFO |
Michael Kaye | Wells Fargo Securities |
Richard Shane | JPMorgan Chase & Co. |
Vincent Caintic | Stephens Inc. |
Kevin Barker | Piper Sandler & Co. |
John Hecht | Jefferies |
Moshe Orenbuch | Crédit Suisse |
Welcome to the OneMain Financial Second Quarter 2022 Earnings Conference Call and Webcast. Hosting the call today from OneMain is Peter Poillon, Head of Investor Relations. Today's call is being recorded. [Operator Instructions]. It is now my pleasure to turn the floor over to Peter Poillon.