Barry Sloane | Chairman, President and Chief Executive Officer |
Nicholas Leger | Executive Vice President and Chief Accounting Officer |
John McCaffery | SVP of Accounting and Finance |
Jim Collins | Excelsior Capital Partners |
Paul Johnson | Keefe, Bruyette & Woods, Inc. |
Good day and thank you for standing by, and welcome to the Newtek Business Services Corp. Q3 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today’s conference is being recorded.