Kevin Cummings | Chairman and Chief Executive Officer |
Sean Burke | Executive Vice President and Chief Financial Officer |
Domenick Cama | President and Chief Operating Officer |
Mark Fitzgibbon | Sandler O’Neill + Partners |
Laurie Hunsicker | Compass Point |
Steven Duong | RBC Capital Markets |
Timur Braziler | Wells Fargo Securities |
Good morning, and welcome to the Investors Bancorp Third Quarter 2019 Earnings Conference Call. [Operator Instructions].
We’ll begin this morning’s call with the company’s standard forward-looking statement disclosure. On this call, representatives of Investors Bancorp, Inc. may make some forward-looking statements with respect to its financial position, results of operations and business.