Jennifer Church | Vice President of Investor Relations |
Brian Doubles | President and Chief Executive Officer |
Brian Wenzel | Senior Executive Vice President and Chief Financial Officer |
Moshe Orenbuch | Crédit Suisse |
Sanjay Sakhrani | KBW |
Ryan Nash | Goldman Sachs |
Betsy Graseck | Morgan Stanley |
John Hecht | Jefferies |
Don Fandetti | Wells Fargo |
Rick Shane | J.P. Morgan |
Mihir Bhatia | Bank of America |
David Scharf | JMP Securities |
Dominick Gabriele | Oppenheimer |
Welcome to the Synchrony Financial First Quarter 2021 Earnings Conference Call. My name is Vanessa, and I will be your operator for today’s call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. Please note that this conference is being recorded.