This our Thanks, Brian, everyone. company of the period emerge from world and pandemic. as and morning, time good to for an is the continue important we
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Moving to Slide XX.
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slower that half the assume with quarter a largely acceleration and the seeing recovery control views from pandemic second the under recovery. the Our into economic economic pandemic of the and pressure the the second continues
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could impact reserves from releases rate be macroeconomic factors in by expect combinations in these assumptions in certain credit further We to changes growth, and of largely year. any reserve our this driven result asset and
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the our expense full cost of pace increase on reductions target delinquent to reductions accounts. achieve these offsetting pleased we cost to report and anticipated increases will in the Partially across year. expense savings related implemented I’m million to outlined a growth $XXX we for previously, organization addition to in be that the As are we’ve
to make our our environment. from closely the well support we’ll investments people, back Further, and monitor position impacting investments our meeting turn recovery the realities. foundation now for employees, and as drive partners develops opportunities his is new We as develop have to technology economic been that will how meet merchants, businesses At providers will call continue we’ve in required I’ll the safety hold. to our the transform the we And partners, the made macroeconomic they rapidly their of to continue Brian needs products, to and final ourselves takes while to the to the and pandemic belief for digital thoughts. long-term that the of the our value platforms to over cardholders. ensure continue to
