Synchrony is a premier consumer financial services company. The Company delivers a wide range of specialized financing programs, as well as innovative consumer banking products, across key industries including digital, retail, home, auto, travel, health and pet. Synchrony enables its partners to grow sales and loyalty with consumers. It's one of the largest issuers of private label credit cards in the United States; it also offers co-branded products, installment loans and consumer financing products for small- and medium-sized businesses, as well as healthcare providers.

Company profile
Ticker
SYF, SYF+A
Exchange
Website
CEO
Margaret Keane
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
SEC CIK
Corporate docs
Subsidiaries
CareCredit LLC • Loop Commerce, Inc. • Pets Best Insurance Services, LLC • Retail Finance • Retail Finance International Holdings, Inc. • RFS Holding, Inc. • RFS Holding, L.L.C. • Sherman Clay & Co., LLC • Synchrony Financial Canada • Synchrony Financial Canada Company ...
SYF stock data
Analyst ratings and price targets
Latest filings (excl ownership)
8-K
Submission of Matters to a Vote of Security Holders
23 May 23
8-K
Regulation FD Disclosure
12 May 23
8-K
Regulation FD Disclosure
25 Apr 23
10-Q
2023 Q1
Quarterly report
20 Apr 23
8-K
Regulation FD Disclosure
19 Apr 23
8-K
Results of Operations and Financial Condition
19 Apr 23
ARS
2022 FY
Annual report to shareholders
4 Apr 23
DEFA14A
Additional proxy soliciting materials
4 Apr 23
DEF 14A
Definitive proxy
4 Apr 23
8-K
Regulation FD Disclosure
14 Mar 23
Transcripts
SYF
Earnings call transcript
2023 Q1
19 Apr 23
SYF
Earnings call transcript
2022 Q3
25 Oct 22
SYF
Earnings call transcript
2022 Q2
18 Jul 22
SYF
Earnings call transcript
2022 Q1
18 Apr 22
SYF
Earnings call transcript
2021 Q4
28 Jan 22
SYF
Earnings call transcript
2022 Q4
23 Jan 22
SYF
Earnings call transcript
2021 Q3
19 Oct 21
SYF
Earnings call transcript
2021 Q2
20 Jul 21
SYF
Earnings call transcript
2021 Q1
27 Apr 21
SYF
Earnings call transcript
2020 Q4
29 Jan 21
Financial summary
Quarter (USD) | Mar 23 | Dec 22 | Sep 22 | Jun 22 | |
---|---|---|---|---|---|
Revenue | |||||
Cost of revenue | |||||
Operating income | |||||
Operating margin | |||||
Net income | |||||
Net profit margin | |||||
Cash on hand | |||||
Change in cash | |||||
Diluted EPS |
Annual (USD) | Dec 22 | Dec 21 | Dec 20 | Dec 19 | |
---|---|---|---|---|---|
Revenue | |||||
Cost of revenue | |||||
Operating income | |||||
Operating margin | |||||
Net income | |||||
Net profit margin | |||||
Cash on hand | |||||
Change in cash | |||||
Diluted EPS |
Institutional ownership, Q1 2023
93.6% owned by funds/institutions
13F holders | Current |
---|---|
Total holders | 623 |
Opened positions | 59 |
Closed positions | 108 |
Increased positions | 207 |
Reduced positions | 264 |
13F shares | Current |
---|---|
Total value | 11.35 tn |
Total shares | 401.33 mm |
Total puts | 3.40 mm |
Total calls | 2.98 mm |
Total put/call ratio | 1.1 |
Largest owners | Shares | Value |
---|---|---|
Vanguard | 57.04 mm | $1.66 tn |
Capital World Investors | 45.09 mm | $1.31 tn |
BLK Blackrock | 41.12 mm | $1.20 tn |
STT State Street | 20.23 mm | $588.41 bn |
BAC Bank Of America | 16.74 mm | $486.68 bn |
GIC Private | 9.46 mm | $328.22 mm |
Geode Capital Management | 9.24 mm | $268.51 bn |
Par Capital Management | 8.30 mm | $241.23 bn |
GS Goldman Sachs | 7.92 mm | $230.26 bn |
Southpoint Capital Advisors | 7.50 mm | $218.10 bn |
Recent insider trades
Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
---|---|---|---|---|---|---|---|---|---|---|
12 May 23 | Curtis Howse | Dividend Equivalent Unit | Grant | Acquire A | No | No | 27.08 | 456 | 12.35 k | 119,455 |
12 May 23 | Brian D Doubles | Dividend Equivalent Unit | Grant | Acquire A | No | No | 27.08 | 2,154 | 58.33 k | 565,240 |
12 May 23 | Alberto Casellas | Dividend Equivalent Unit | Grant | Acquire A | No | No | 27.08 | 468 | 12.67 k | 69,850 |
12 May 23 | Zane Ellen M | Dividend Equivalent Unit | Grant | Acquire A | No | No | 27.08 | 48 | 1.30 k | 20,047 |
12 May 23 | Carol Juel | Dividend Equivalent Unit | Grant | Acquire A | No | No | 27.08 | 536 | 14.51 k | 73,956 |
News
Top 5 Financial Stocks That May Implode In Q2
5 Jun 23
Citigroup Maintains Buy on Synchrony Finl, Lowers Price Target to $43
2 Jun 23
Expert Ratings for Synchrony Finl
18 May 23
Credit Suisse Maintains Outperform on Synchrony Finl, Lowers Price Target to $36
18 May 23
10 Financials Stocks With Whale Alerts In Today's Session
2 May 23
Press releases
Synchrony Expands Financing Programs Across Wellness Industry
7 Jun 23
Synchrony Highlights Workforce Diversity Progress, North Star to Advance Equity
22 May 23
Synchrony Partners with Thrive Global to Support Employee Well-being
17 May 23
Synchrony Joins Operation HOPE's National 'Financial Literacy for All' Initiative
27 Apr 23
Synchrony Announces Approval of an Incremental $1.0 Billion Share Repurchase Program and Plans to Increase Quarterly Common Stock Dividend by 9% to $0.25 Per Share
25 Apr 23