synchrony financial is one of the premier consumer financial services companies in the united states. our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the united states based on purchase volume and receivables. we provide a range of credit products through programs we have established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers to help generate growth for our partners and offer financial flexibility to our customers. through our partners’ more than 300,000 locations across the united states and canada, and their websites and mobile applications, we offer our customers a variety of credit products to finance the purchase of goods and services. our offerings include private label credit cards, promotional financing and installment lending, loyalty programs and optimizer+plus branded fdic-insured sa
Company profile
Ticker
SYF, SYF+A, SYF+B
Exchange
Website
CEO
Margaret Keane
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
SEC CIK
Corporate docs
Subsidiaries
CareCredit LLC • Loop Commerce, Inc. • Pets Best Insurance Services, LLC • Retail Finance • Retail Finance International Holdings, Inc. • RFS Holding, Inc. • RFS Holding, L.L.C. • Sherman Clay & Co., LLC • Synchrony Financial Canada • Synchrony Financial Canada Company ...
SYF stock data
Latest filings (excl ownership)
8-K
Regulation FD Disclosure
14 Mar 24
8-K
Regulation FD Disclosure
5 Mar 24
CERT
Certification of approval for exchange listing
23 Feb 24
8-A12B
Registration of securities on exchange
23 Feb 24
8-K
Material Modifications to Rights of Security Holders
23 Feb 24
424B5
Prospectus supplement for primary offering
16 Feb 24
FWP
Free writing prospectus
15 Feb 24
424B5
Prospectus supplement for primary offering
15 Feb 24
8-K
Regulation FD Disclosure
14 Feb 24
10-K
2023 FY
Annual report
8 Feb 24
Transcripts
SYF
Earnings call transcript
2023 Q4
23 Jan 24
SYF
Earnings call transcript
2023 Q3
24 Oct 23
SYF
Earnings call transcript
2023 Q2
18 Jul 23
SYF
Earnings call transcript
2023 Q1
19 Apr 23
SYF
Earnings call transcript
2022 Q4
23 Jan 23
SYF
Earnings call transcript
2022 Q3
25 Oct 22
SYF
Earnings call transcript
2022 Q2
18 Jul 22
SYF
Earnings call transcript
2022 Q1
18 Apr 22
SYF
Earnings call transcript
2021 Q4
28 Jan 22
SYF
Earnings call transcript
2022 Q4
23 Jan 22
Latest ownership filings
144
Notice of proposed sale of securities
15 Mar 24
144
Notice of proposed sale of securities
15 Mar 24
4
BRIAN D DOUBLES
5 Mar 24
4
JONATHAN S MOTHNER
5 Mar 24
4
DAVID P MELITO
5 Mar 24
4
Curtis Howse
5 Mar 24
4
Maran Nalluswami
5 Mar 24
4
Carol Juel
5 Mar 24
4
Bart Schaller
5 Mar 24
4
Alberto Casellas
5 Mar 24
Financial summary
Quarter (USD) | Sep 23 | Jun 23 | Mar 23 | Dec 22 | |
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Diluted EPS |
Annual (USD) | Dec 22 | Dec 21 | Dec 20 | Dec 19 | |
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Institutional ownership, Q4 2023
66.5% owned by funds/institutions
13F holders | Current |
---|---|
Total holders | 519 |
Opened positions | 81 |
Closed positions | 201 |
Increased positions | 157 |
Reduced positions | 205 |
13F shares | Current |
---|---|
Total value | 9.18 tn |
Total shares | 270.68 mm |
Total puts | 3.33 mm |
Total calls | 5.22 mm |
Total put/call ratio | 0.6 |
Largest owners | Shares | Value |
---|---|---|
Vanguard | 53.20 mm | $2.03 tn |
Capital World Investors | 44.53 mm | $1.70 tn |
STT State Street | 18.72 mm | $715.07 bn |
GIC Private | 9.46 mm | $328.22 mm |
Par Capital Management | 8.40 mm | $320.80 bn |
Arrowstreet Capital, Limited Partnership | 7.21 mm | $275.48 mm |
Dimensional Fund Advisors | 6.45 mm | $246.18 bn |
IVZ Invesco | 5.31 mm | $202.75 bn |
GS Goldman Sachs | 5.23 mm | $199.83 bn |
BK Bank Of New York Mellon | 5.08 mm | $193.98 bn |
Recent insider trades
Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
---|---|---|---|---|---|---|---|---|---|---|
5 Mar 24 | Brian D Doubles | Common Stock | Sell | Dispose S | No | Yes | 41.257 | 75,000 | 3.09 mm | 660,353 |
5 Mar 24 | Brian D Doubles | Common Stock | Sell | Dispose S | No | Yes | 41.258 | 59,696 | 2.46 mm | 735,353 |
5 Mar 24 | Brian D Doubles | Common Stock | Option exercise | Acquire M | No | Yes | 23 | 59,696 | 1.37 mm | 795,049 |
5 Mar 24 | Brian D Doubles | Employee Stock Option Common Stock | Option exercise | Dispose M | No | Yes | 23 | 59,696 | 1.37 mm | 0 |
5 Mar 24 | Jonathan S Mothner | Common Stock | Gift | Dispose G | No | No | 0 | 4,000 | 0.00 | 144,703 |
5 Mar 24 | Jonathan S Mothner | Common Stock | Sell | Dispose S | No | Yes | 40.5 | 36,000 | 1.46 mm | 148,703 |
5 Mar 24 | Maran Nalluswami | Common Stock | Sell | Dispose S | No | Yes | 40.5 | 14,624 | 592.27 k | 33,867 |
5 Mar 24 | Maran Nalluswami | Common Stock | Option exercise | Acquire M | No | Yes | 25.35 | 1,191 | 30.19 k | 48,491 |
5 Mar 24 | Maran Nalluswami | Employee Stock Option Common Stock | Option exercise | Dispose M | No | Yes | 25.35 | 1,191 | 30.19 k | 0 |
4 Mar 24 | David P Melito | Common Stock | Sell | Dispose S | No | Yes | 40.94 | 3,142 | 128.63 k | 15,704 |
News
Skipify and Synchrony Enter Into Strategic Partnership To Simplify And Enhance Online Checkout
13 Mar 24
JMP Securities Maintains Outperform on Synchrony Finl, Raises Price Target to $49
11 Mar 24
B of A Securities Maintains Neutral on Synchrony Finl, Raises Price Target to $43
6 Mar 24
Breaking Down Synchrony Finl: 9 Analysts Share Their Views
6 Mar 24
Oppenheimer Maintains Perform on Synchrony Finlto Perform
6 Mar 24
Press releases
IPH ENTERS STRATEGIC PARTNERSHIP WITH SYNCHRONY AND COMPLETES ACQUISITION OF PETS BEST
6 Mar 24
Synchrony Dives for a Good Cause
29 Feb 24
Synchrony Announces Quarterly Common Stock Dividend of $0.25 Per Share
24 Jan 24
Synchrony Reports Fourth Quarter 2023 Results
23 Jan 24
Synchrony and Ally Financial Reach Agreement on Sale of Ally's Point-of-Sale Financing Business
19 Jan 24