SoFi (SOFI)

Cash burn rate (est.)	Burn method: Change in cash		Burn method: Operating income		Burn method: FCF (opex + capex)
	Last Q	Avg 4Q	Last Q	Avg 4Q	Last Q	Avg 4Q
Cash on hand (at last report)	2.71 bn	2.71 bn	2.71 bn	2.71 bn	2.71 bn	2.71 bn
Cash burn (monthly)	86.80 mm	75.52 mm	(no burn)	(no burn)	66.70 mm	93.32 mm
Cash used (since last report)	249.26 mm	216.87 mm	n/a	n/a	191.55 mm	267.98 mm
Cash remaining	2.46 bn	2.49 bn	n/a	n/a	2.52 bn	2.44 bn
Runway (months of cash)	28.3	33.0	n/a	n/a	37.7	26.2

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Financial data from SoFi earnings reports.

Institutional ownership, Q4 2024

SOFI institutional ownership history Ownership history

50.9% owned by funds/institutions

13F holders	Current	Prev Q	Change
Total holders	694	624	+11.2%
Opened positions	159	113	+40.7%
Closed positions	89	79	+12.7%
Increased positions	205	221	-7.2%
Reduced positions	218	159	+37.1%

13F shares	Current	Prev Q	Change
Total value	7.92 tn	3.82 tn	+107.4%
Total shares	558.07 mm	528.16 mm	+5.7%
Total puts	96.80 mm	63.37 mm	+52.8%
Total calls	99.27 mm	71.57 mm	+38.7%
Total put/call ratio	1.0	0.9	+10.1%

Largest owners	Shares	Value	Change
Vanguard	98.34 mm	$1.51 tn	+9.9%
BlackRock	47.30 mm	$728.35 bn	+4.1%
Red Crow Capital	35.28 mm	$725.65 mm	0.0%
D. E. Shaw & Co.	31.32 mm	$482.30 bn	+1890.5%
Two Sigma Advisers	19.48 mm	$299.98 bn	NEW
STT State Street	18.76 mm	$288.92 bn	+3.9%
Geode Capital Management	17.93 mm	$276.29 bn	+1.8%
Two Sigma Investments	15.87 mm	$244.35 bn	+442.8%
Dimensional Fund Advisors	14.31 mm	$220.40 bn	-42.1%
MS Morgan Stanley	13.55 mm	$208.70 bn	+13.6%

Largest transactions	Shares	Bought/sold	Change
Silver Lake Group, L.L.C.	0.00	-31.15 mm	EXIT
D. E. Shaw & Co.	31.32 mm	+29.74 mm	+1890.5%
Two Sigma Advisers	19.48 mm	+19.48 mm	NEW
Two Sigma Investments	15.87 mm	+12.94 mm	+442.8%
Dimensional Fund Advisors	14.31 mm	-10.41 mm	-42.1%
UBS UBS	12.54 mm	+9.03 mm	+257.8%
Vanguard	98.34 mm	+8.90 mm	+9.9%
Marshall Wace	105.95 k	-8.29 mm	-98.7%
BNP Paribas Arbitrage	7.30 mm	+7.30 mm	NEW
Norges Bank	6.73 mm	+6.73 mm	NEW

Data from 13F filings, for the last complete 13F reporting period. For most recent data, click the ownership history button. Values as filed, not updated for current price. Long positions only.

Recent insider trades

SOFI insider ownership history Insider history

Date	Owner	Security	Transaction	Code	Indirect	10b5-1	$Price	#Shares	$Value	#Remaining
20 Mar 25	Kelli Keough	Common Stock	Sell	Dispose S	No	No	12.7214	11,181	142.24 k	226,210
20 Mar 25	Jeremy Rishel	Common Stock	Sell	Dispose S	No	No	12.64	68,625	867.42 k	655,118
17 Mar 25	Jeremy Rishel	Common Stock	Payment of exercise	Dispose F	No	No	12.163	134,502	1.64 mm	723,743
17 Mar 25	Derek J White	Common Stock	Payment of exercise	Dispose F	No	No	12.163	61,346	746.15 k	961,091
14 Mar 25	Christopher Lapointe	Common Stock	Payment of exercise	Dispose F	No	No	11.39	71,834	818.19 k	1,372,576
14 Mar 25	Christopher Lapointe	Common Stock	Option exercise	Acquire M	No	No	0	135,249	0.00	1,444,410
14 Mar 25	Christopher Lapointe	RSU Common Stock	Option exercise	Dispose M	No	No	0	135,249	0.00	948,684
14 Mar 25	Jeremy Rishel	Common Stock	Option exercise	Acquire M	No	No	0	271,751	0.00	858,245
14 Mar 25	Jeremy Rishel	RSU Common Stock	Option exercise	Dispose M	No	No	0	271,751	0.00	1,623,703
14 Mar 25	Derek J White	Common Stock	Option exercise	Acquire M	No	No	0	148,403	0.00	1,022,437