Maura Cyr | IR |
Anthony Noto | CEO |
Chris Lapointe | CFO |
Michael Ng | Goldman Sachs |
Dominick Gabriele | Oppenheimer |
Kevin Barker | Piper Sandler |
Moshe Orenbuch | Credit Suisse |
Eugene Simuni | MoffettNathanson |
Mihir Bhatia | Bank of America Merrill Lynch |
Dan Dolev | Mizuho |
Ashwin Shirvaikar | Citigroup |
John Hecht | Jefferies |
Michael Perito | Stifel |
Good morning, and thank you for attending today's SoFi Fourth Quarter and Full Year 2022 Earnings Conference Call. All lines will be placed on mute during the presentation portion of the call with an opportunity to question and answers at the end.
At this time, I would now like to turn the conference over to our host, Maura Cyr, SoFi's Investor Relations.
Thank you, and good morning. Welcome to Sofie's fourth quarter and full year 2022 earnings conference call.