Seth Artz | Head of Investor Relations |
Mark Borrecco | President and Chief Executive Officer |
Peter Chapman | Chief Financial Officer |
Steve Yose | Chief Credit Officer |
Karlyn Knieriem | Chief Risk Officer |
Jeff Rulis | D.A. Davidson |
Jon Arfstrom | RBC Capital Markets |
Andrew Liesch | Piper Sandler |
Damon DelMonte | KBW |
Janet Lee | JPMorgan |
Terry McEvoy | Stephens |
David Long | Raymond James |
Good morning, and welcome to the Great Western Bancorp Third Quarter Earnings Conference Call. All participants will be in listen-only mode. [Operator instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Seth Artz, Head of Investor Relations.