Rafael Borja | InspIR Group |
Luis Felipe Castellanos | Chief Executive Officer |
Michela Casassa | Chief Financial Officer |
Gonzalo Basadre Brazzini | Chief Executive Officer of Interseguro |
Carlos Tori Grande | Vice President, Retail Banking |
Ernesto Gabilondo | Bank of America |
Jason Mollin | Scotiabank |
Carlos Gomez-Lopez | HSBC |
Daniel Mora | Credicorp Capital |
Alonso Aramburu | BTG Pactual |
Good morning, and welcome to Intercorp Financial Services First Quarter 2022 Conference Call. All lines have been placed on mute to prevent any background noise. Please be advised that today's conference is being recorded. After the presentation, we will open the floor for questions. [Operator Instructions] Also, you can submit online questions at any time today using the window on your webcast and they will be answered after the presentation during the Q&A session.